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All loan approvals are conditional, not guaranteed and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, loan cannot be funded. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. In California, This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. For state licensing information outside of California, click here. C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.


Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms and instructions may be obtained from the department's web site at

A Toll-Free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investegated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at

Texas Borrowers Only - Texas Complaints/Recovery Fund Notice

C2 Financial Corporation NMLS # 135622, California BRE # 1821025 Arizona DFI # 919209,Colorado # 135622, Florida #MBR 487, Hawaii # HI-135622, Neveda # 3260, Oregon # ML-4917, Texas #135622, Washington# MB 135622.
For licensing info vist the corporate website:
Joseph Chacko NMLS # 247199 CA BRE # 1852416 AZ DFI # LO-914691, CO, FL, NV, OR, TX, WA # 247199